Our Team

Our Team

Click on the images below to learn more about each team member!

Michael C. Doherty, Jr., ChFC, CLU, CRPS

Financial Advisor

Shortly after graduating from college, Michael began working in the financial services industry. In 1983, Michael started his career with a Wall Street-based investment firm in New London, Connecticut. At the age of 26, he was promoted to branch manager and proceeded to establish an office in St. Louis, Missouri. After a few years, he decided that management was not for him (and he hasn't touched Maalox since!). He also missed working directly with people and experiencing the relationships that develop.  Michael and his wife decided to move back to Connecticut to start their family and he resumed working directly with people to help make a difference in their financial lives.

Michael earned a BS in economics from Southern Connecticut State University. He received his Chartered Financial Consultant® (ChFC®) designation and his Chartered Life Underwriter® (CLU®) designation from the American College. He also has his Chartered Retirement Plan SpecialistSM (CRPS®) from The College for Financial Planning, and his LUTCF designation from the Life Underwriters Training Council and National Association of Insurance and Financial Advisors. Michael has been a certified instructor for the Continuing Education (CE) courses that allow licensed individuals to meet the Connecticut-mandated CE requirements.

Michael is a current member and Past President of the Montville Rotary Club. He is a past president of the Waterford Rotary Club. Michael is past president (twice) of the National Association of Insurance and Financial Advisors of New London County.

In his spare time, Michael liked coaching sports – now he tries to relax and watches. He has coached for over 20 years in various sports at multiple levels. He most recently retired as the assistant varsity lacrosse coach and head JV coach at Montville High School. He coached High School lacrosse for 5 years and was one of the main forces in getting lacrosse at Montville High School. Michael also coached high school football for 6 years.  He was past president and coach for Montville Little League. He has coached youth soccer, basketball and football throughout the years in Montville. Michael has received a National Youth Football coaching award for bringing a team that was winless for 2 years, and in his second year as head coach of Montville Youth Football senior team brought them to the championship game for the first time in 26 years. He was also one of the founding members of Montville Youth Lacrosse – bringing lacrosse to the town of Montville. Michael holds a Connecticut Coaching certificate which is required for all coaches for high school sports.

Michael was raised and lives in Montville with his wife Karen and sons, Ryan and Kevin.

Fixed Insurance products and services offered by Doherty Financial Services, LLC are separate and unrelated to Commonwealth.

Michael C. Doherty, Sr., MS

Financial Advisor

After a 32-year career with a company in another industry, Mike made a dramatic career change. Since October 1993, Mike has enjoyed helping people meet their investment and insurance needs.

Mike is a graduate of Mitchell College (A.S.G.S, A.S.B.A.) and the University of Connecticut (B.G.S., concentration in Economic Resource Allocation) and has earned his master's degree from the University of New Haven (M.S.C.I.S.). He is continually furthering his education, and has earned the LUTCF designation. He has also attended CE courses presented by his son Michael, an interesting turn of events.

Mike is a life member of the U.S. Submarine Veterans, the American Legion, and the Willimantic Elks. He is a member of the U.S.S. Patrick Henry Alumni Association. He is a former coach of the Montville Little League and a former treasurer and coach of the Montville Babe Ruth organization. He is a past president of the Montville H.S. Athletic Booster Club and the Uncasville PTA.

Mike and his wife, Joan, our administrative assistant at DFS, have lived in the Uncasville section of Montville for the past 52 years. They have three children and six grandchildren.

We enjoy working with individuals and business owners in areas of financial planning, including retirement planning, individual and corporate benefits, insurance planning (life, disability, and long-term care) and investment planning. We are licensed for business in Connecticut, Massachusetts, and Rhode Island, as well as other states nationwide.

Karen Doherty Perkins

Office Manager

Joan Doherty

Administrative Assistant

Janice Majcher

Administrative Assistant

Ryan M. Pellegrini

Service Representative

In 2015, Ryan began his career in finance, working as a teller at a local bank.  He quickly transitioned to a role in operations.  Ryan soon realized that he missed having direct contact with clients.  Ryan's primary interest in the financial world is that it always presents new and exciting challenges and there is always an opportunity to learn more.  Ryan prides himself on his desire to learn and listen to create situations where everyone involved feels fulfilled and valued.  Ryan's professional aspirations and personal standards led him to Doherty Financial Services in October, 2017.

In May of 2017, Ryan graduated from Eastern Connecticut State University (B.S. Business Administration with a concentration in Operations Management).  This degree in Business Administration has provided Ryan with the necessary experience and knowledge in several areas. Some key components in this program include, developing leadership skills, working with a diverse group of individuals, and developing an in-depth knowledge of financial principles. Throughout his studies and life experience, Ryan has developed valuable relationships with friends, neighbors, and colleagues.

Ryan is studying to obtain his Securities License.  The long term plan is for Ryan to become a Certified Financial Planner.  Ryan enjoys working in the environment at DFS, which fosters a team approach guided by developing positive relationships built on trust. 

Ryan is an avid Boston sports fan.  He enjoys fishing, running, and trying to keep up with his niece and nephew.  Ryan was born and raised in Norwich, CT and currently resides in Preston, CT with his wife Kerri.